General Use of Debit Card
General Use of Debit Card
On accepting your application for issuance of MCB Debit Card, the Bank will issue you a Debit Card. You can access cash and carry out other transactions Debit Card in ATM/EDC/Depository/Mobile/POS devices and /or any similar devices.
The Debit Card is non-transferable by you under any circumstances. The Bank reserves the right to cancel ATM withdrawal facilities on a nominated account, at its discretion, without any reason whatsoever.
You accept that if the Bank agrees to issue you the Debit Card at your request, it is entirely at your risk the Bank has agreed to provide you the facility of carrying out transactions by using the Debit Card or that may hereafter be given to the Bank by you.
You accept responsibility for all transactions processed by the Debit Card usage whether on ATM/EDC – POS/Depository/Mobile or any other device available or otherwise. Any instruction given by means of the Debit Card shall be irrevocable. You will, in all circumstances, accept full responsibility whether or not processed with your knowledge or your authority, expressed or implied. You hereby authorize the Bank to Debit your account’s with the amounts of any withdrawal. Transfer or carry out any such instructions. You will not hold the Bank liable on account of the Bank acting, in the course of business, on your instructions.
The Bank will be following your instructions on best efforts basis and shall in on way be liable and/or held responsible including on account of delay or inability to act immediately or at all on any of your instructions.
The Bank may, at its sole discretion, decide not to carry out any instructions including where the Bank has reason to believe that the instructions are not genuine, are unclear, raise a doubt are otherwise improper and cannot be put into effect for whatsoever reasons.
To protect your interests, the Bank may record on camera or on videotape, at its own discretion, the access to and the presence of any person while availing the Debit Card facility. These recordings may be used as evidence in any proceedings without seeking any further permission from you.
Transactions, which you initiate, will be completed only if a number of funds available in your Nominated Account is sufficient to meet the transaction amount in full, including any applicable charges, fees, etc .The amount of each completed transaction will be immediately debited from your relevant. Nominated Account without notice. Should any instruction is given by you be capable of being executed by the Bank in more ways than one, the Bank may execute the said instruction in any way it may deem, at its sole discretion. The Bank shall not be liable for any for any failure to provide the facility or to comply with the T&Cs for any cause that is beyond its control.
Securing the PIN
For PIN activation/generation you will be required to call at Bank’s UAN 111-000-622 MCB to activate your Debit Card. The activation process will require you to answer security/validation questions. Through interactive voice response (IVR) you will be asked to punch 4 digits number to generate the PIN and remember it.
Features of MCB VISA DEBIT CARD
Limit & Fee Structure (PRK)
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MCB Visa Debit Platinum
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MCB Visa Debit Gold Plus
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MCB Visa Debit Gold
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MCB Visa Debit Silver
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MCB Visa Debit Platinum Supplementary
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MCB Visa Ladies Debit
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MCB Visa Debit Gold Local
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MCB Visa Debit PayPak Classic
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Transaction Limit per Day
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Automated Teller Machine (ATM) Withdrawal
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2000,000
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50,000
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25,000
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10,000
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50,000
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75,000
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50,000
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25,000
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Shopping
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500,000
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150,000
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100,000
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25,000
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150,000
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200,000
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150,000
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100,000
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MCB Mobile
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500,000
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150,000
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100,000
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25,000
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150,000
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200,000
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-
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-
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Annual/Issuance fee *
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3,000
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1,000
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750
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500
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1,000
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500
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800
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300
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Replacement Charges *
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3,000
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1,000
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750
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500
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1,000
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1,000
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800
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300
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international charges on ATM
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2.75or RS.250 per Transaction
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MCB Mobile
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As per SOC
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As per SOC
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As per SOC
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As per SOC
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Not Available
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As per SOC
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Not Available
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As per SOC
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MCB Lite
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As per SOC
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As per SOC
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As per SOC
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As per SOC
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As per SOC
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As per SOC
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Not Available
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Not Available
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Transactional and Other Charges
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Free on all MCB ATM. For all other charges please refer to the Schedule of charges (SOC)
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